Xiaodong Shen, is technical director of the Micro Loan Department at Ant Financial. Currently, he is mainly in charge of the architecture design of MY Bank and the financing platforms of Ant Financial. Since joining Alibaba in 2010, he has been involved in the research, development and architecture design of the Micro Loan Department. He led the application efforts for architecture work on Micro Loan, accounting core, trading core, trust to pay products and so on.