Ms. Angel Zhao has been the president of Ant Group's international business group since January 2020. From June 2017 to January 2020, Ms. Zhao worked at Alibaba and served as the president of global business group and has subsequently served as the president of Fliggy since March 2018. Ms. Zhao joined us in May 2013 and successively served as our vice president of finance and chief operating officer of our international business group until June 2017. Prior to that, Ms. Zhao served as the vice president of finance for Taobao, Tmall and Alimama from October 2009 to April 2013. Ms. Zhao became a certified public accountant since April 1998. Ms. Zhao obtained a master’s degree in accounting from Tianjin Institute of Finance and Economics, currently known as Tianjin University of Finance and Economics in June 1999 and an EMBA degree from China Europe International Business School in October 2011.