Mr. Sanjay Kumar Bhattacharyya is an Independent Director on Persistent Systems’ Board since 2011. Mr. Bhattacharyya brings more than 38 years of experience In the banking and financial industry. As an astute senior level banker, his expertise spans areas such as international and corporate banking across geographies, retail banking, credit & risk management, liability management and human resource management. He was the Managing Director and Chief Credit and Risk Officer of State Bank of India (SBI) and Chief Executive Officer (CEO) of State Bank of Bikaner & Jaipur (SBBJ) and the SBI (International) Mauritius; participating in providing leadership to the Indian financial system and being in the forefront of various initiatives undertaken by the SBI Group Mr. Bhattacharyya joined the State Bank of India as a Probationary Officer in the year 1972. During his tenure with State Bank of India, Mr. Bhattacharyya has held a number of important positions, including those of Chief General Manager of Hyderabad Circle and DGM (Vigilance) at Chennai Circle. Also, Mr. Bhattacharyya was posted abroad as Managing Director of SBI International (Mauritius) Ltd., Mauritius. Mr. Bhattacharyya brings in extensive experience in leading the bank in complex transaction situations affecting both the top-line and bottom-line, regulatory compliance and has also headed bank committees regarding strategic alternatives, capital structure and liquidity, impact on earnings per share and shareholders’ disputes. In his role as the head of the highest level credit committee of the bank, he has been involved with the evaluation of large value projects involving sanction of funds for mergers, acquisitions, green field and brown field projects.Mr. Bhattacharyya was also a Member of the Basel-II Implementation and Risk Management Committee of Indian Banks Association and Member of the Expert Committee on Banking & Finance of ASSOCHAM.